In the person of Candelaria Flores, we have a devoted house wife who turned private financier to help the less fortunate in their community. Through the influence of her husband, Candelaria joined AHON SA HIRAP, INC. ( ASHI) way back in 1999 to obtain additional capital for her Sari-Sari store. Mr. Flores, then employed as security guard in a private bank had heard so many positive feedback about how ASHI assists the poor to rise above poverty, so he persuaded his wife to join ASHI. Although the Floreses had some means, they were struggling financially because they had six children to raise and send to school. They were sorely in need of additional income to support their growing family.

First Business:
Their first business was a sari-sari store which to Candelaria was a convenient way to assist her husband financially while being able to stay home and attend to their children. In their partnership, Mr Flores
disclosed that Candelaria was the treasurer. He surrendered his entire earnings to her and she took care of budgeting as well as dispensing with their meager incomes.

As a member of ASHI, Candelaria was faithful to her trust. She paid her loans regularly and promptly,
and was an ideal member in the ASHI Center where she reported every week. This naturally led to higher loans. When ASHI opened up a P20,000 loan ceiling for her, Candelaria thought it an opportunity to venture into a new business New Business

Candelaria started her tricycle business with a P20,000 loan. She hired a tricycle driver with the acquisition of her first tricycle. The idea of rent a tricycle-to-own came to her one day when she realized that her driver would have no future if she did not provide for him. Discussing this idea with her husband, the couple agreed that it was a great way to share their blessings with less fortunate families in the community. It would offer them a small profit but delivered a great impact on the lives of people. The scheme was to find a responsible driver and to rent the tricycle for P130 a day for 3 years after which the driver can bring the tricycle home. Candelaria applied the scheme with a big heart. On bad days when the driver could not pay for the boundary fee of P130 she would allow them to make up for it the next day. Candelaria saw the advantage in their scheme – since the drivers would become eventual owners of the vehicle, they took care of the tricycle as if it were their own and drove it carefully. Candelaria did not have any problems with undue repairs and maintenance.
According to Candelaria, as soon as she found a suitable driver, she would purchase a tricycle on installment; furnish it with a side car, making sure that the vehicle was durable as well as presentable. She did not want to have an ugly looking buggy plying the streets. She wanted them good looking.

From one tricycle, the Flores couple were able to purchase 7 tricycle units, 5 of which are now fully owned by the drivers with the registration papers in their respective names. Candelaria glows with pride and glee relating how grateful the drivers are.

To be able to own a tricycle, these drivers would have to hurdle the following daunting steps:

1.Get a permit to drive a trike
2.Raise a hefty sum to put up the down payment to get a trike on installment
3.Put up with the monthly payments

Candelaria’s scheme cut these hurdles up in small bites, making it reachable to the very poor.

Leadership Qualities
As a member of ASHI, Candelaria developed her leadership qualities. In ASHI she was awarded Best Member when she was just a member. Serving as inspiration to her co-members in the center, it is no surprise that she was eventually elected Center Chief, to manage the entire center. In that position, she won the Best Center Chief award, besting other Center Chiefs in Antique. Where ever she serves, be it as PTA President, Candelaria leads in a manner that grows respect for her among her constituency.

Candelaria’s success is amazing. She brought up six children to become responsible citizens who will no longer be considered poor while attending to a growing business. In the community, she was elected Barangay Councilor where she is serving her last term.

Future Plans
The Floreses are aspiring to eventually venture into the ready-to-wear (RTW) business. Candelaria dreams of having a display center beside the electronic shop of her son in the commercial district of the town proper. In her mind, this will be the final business to rest her laurels on. Four of her six children are already on their own: one is a Development Officer in ASHI, one is an elementary school teacher, while two are cellphone technicians. Only two are still schooling: one is a second year Computer Engineering student, and the youngest is a first year Aviation Electronics student.

Blessings for the Flores family overflow. They have been able to build a house with strong materials.


50 comments (Add your own)

1. merrychris wrote:
how much?

Tue, September 20, 2016 @ 9:14 AM

2. rhidzma wrote:
Hi po, magkano po ang tricycle? Pls send me details

Sat, October 8, 2016 @ 12:54 AM

3. Rosedelle wrote:
Magkano po

Tue, October 25, 2016 @ 7:39 PM

4. Pano po mag avail ng tricycle loan? Pa send naman po ng details sa email.. Tnx po wrote:
Interesado po ako sa tricycle

Sun, December 4, 2016 @ 7:58 PM

5. wrote:
Pno po kya maka avail ng gnyan interested po aq pm me tnxs

Sun, February 19, 2017 @ 7:25 AM

6. kharen gonzaga wrote:
Pno po kya maka avail ng gnyan interested po aq pm me tnxs

Sun, February 19, 2017 @ 7:26 AM

7. Ronald Tatoy wrote:
Paano po maka-avail ng tricycle installment? Pandagdag kabuhayan po sana. Salamat

Mon, February 20, 2017 @ 10:29 PM

8. wendy pangilinan wrote:
hi.. paano po mka-avail ng tricycle installment?.. tnx po

Tue, February 21, 2017 @ 7:24 PM

9. Rowena wrote:
Pano po mag avail nyan. Naghahanap po ako ng installment na tricycle. Please send me details. Thank you.

Thu, March 9, 2017 @ 7:17 AM

10. Ariel wrote:
How to apply tricycle loan?

Sat, March 25, 2017 @ 9:24 PM

11. Cristal wrote:
How to avail tricycle rent to own?

Fri, April 14, 2017 @ 12:07 AM

12. glorife gloria wrote:
i have own tricycle i want to rent but i dont know how much i dont have idea..please help me how to make right idea for business i would like to start to my own tricycle..

Wed, April 19, 2017 @ 10:02 PM

13. Erick Bumanglag wrote:
Pno po magavail ng tricycle loan... interested po... pls. Pm. Tnx

Mon, April 24, 2017 @ 7:33 AM

14. zabala bebelyn wrote:
paano po b mka avail ng pahulugam n trysicle
interisado po ako pra s snak k...
ofw po ako dto s hongkong,
pls pki emails po ng details,
slmat po god bless..

Wed, May 10, 2017 @ 11:18 PM

15. ROSARY MAY millano wrote:
Hi paano po ang gagawin gusto Kopo kasi mag trycycle loan.. salamat po

Tue, May 23, 2017 @ 10:43 PM

16. adora noche wrote:
Very good job

Tue, May 30, 2017 @ 12:22 AM

17. adora noche wrote:
Very good job

Tue, May 30, 2017 @ 12:23 AM

18. Mariesol Serrana wrote:
Gusto ko po mag avail ng tricycle loan..Pano po pahelp naman po..Sobrang interested po ako dito ..Thankyou.

Wed, June 7, 2017 @ 11:26 PM

19. Mariesol Serrana wrote:
Sana po mapansin nyo po .

Wed, June 7, 2017 @ 11:26 PM

20. Yehlyn Constantino wrote:
Good Day! Interesado po ako..Paano po mag-apply?

Thank You!

Thu, June 8, 2017 @ 11:01 PM

21. roselyn wrote:
Pano po mag avail?

Sat, June 10, 2017 @ 4:37 AM

22. josephine gamis wrote:
good day po gusto ko po ulit mag karoon ng tricyle rent to own gagawin ko pong service sa school ng anak ko. alam nyo po meron po ako dati tatlong motor lahat po nasayang pati pera ko sa malulupit na driver nasa saudi po kasi ako nasayang po pera ko talaga sa mga driver nasisira po mga trcycle gawa 24 oras daw po binabayahe ang pagkakamali ko nagtiwala ako sa kanila bhay ngayun po wala ako ni isang tricyle napundar sana po matulungan nyo ako ,rent to own trcycle yun customize na po pang service me seat sa likuran at harap pintuan protection para sa ulan at the same time sa mga bata. thank you

Tue, June 13, 2017 @ 5:26 AM

23. Jeric tang wrote:
How to apply tricycle loan?

Wed, June 21, 2017 @ 9:25 AM

24. Liletestravilla wrote:
Installment po b yn

Tue, June 27, 2017 @ 4:13 PM

25. Susana limpot arpon wrote:
Mam/sir ..
Gud day po papaano.po mag apply sa inyong ..programa...tnx po

Sat, July 8, 2017 @ 9:46 AM

26. Jasmin degamo wrote:
Good day po.. meron po bang rent to own a tricycle sa bohol?thanks

Mon, July 31, 2017 @ 10:36 PM

27. Gloria Samson Labay wrote:
Good day. How to avail? Please send me full details. Thanks.

Sat, August 19, 2017 @ 5:36 PM

28. Betty wrote:
Hello, kami mga 6 Frenchmen na maglakbay ng bawat taon sa Asya. Karaniwang kami umuupa tuk tuk o Rikshaw walang driver. Maaari kang umarkila tayo o tráysikel x sa Pebrero 2018? Salamat sa iyong sagot. Betty at kanyang mga kaibigan

Sat, September 2, 2017 @ 2:16 PM

29. Joy Mallari wrote:
Good day! How to avail po? At ano po mga requirements? Tnx..

Sun, September 10, 2017 @ 5:11 AM

30. Mitzi Yurong wrote:
Pano magavail ng rent to own na tricycle sa anabu coastal imus cavite?hm?

Mon, September 18, 2017 @ 6:28 AM

31. Joseph p valenzuela wrote:
tanong ko lang kung paano po b? makakakuha po na pahulugan n tricykle malaking tulong po kase sakin po pg da drive lang po ang kinabubuhay po ng pamilya ko dahil po grade 2 lang po ang natapos ko nkiki boundary lng po ako sana po matulungan nyo po ako..salamat po.

Fri, September 29, 2017 @ 3:49 AM

32. Shidle Bryan Bien wrote:

Im interested in some details.

Since its rent to own;
1. sino po responsible for parts replacement and repairs?
2. i understand its under the name of the potential tric driver ano po ang advantages nito?
3.Ilan percent po ang ROI in 3 years time?


Mon, October 9, 2017 @ 8:58 PM

33. leonisa hampac wrote:
Gud day po. Gsto po sana nmin mgkroon ng tricycle panu po mkapg installment tnx po. God blees

Mon, October 9, 2017 @ 11:08 PM

34. Dante Medina jr wrote:
Im interested to loan a muchfor that?thank you so much

Mon, October 9, 2017 @ 11:23 PM

35. Lindy Vispo wrote:
Magkano Ang down ng tricycle? At magkano PO monthly? Brand-new PO ba Ito?

Tue, October 24, 2017 @ 5:56 PM

36. wrote:
Im intersted po

Tue, November 7, 2017 @ 11:24 PM

37. Cleofe angeles wrote:
Good day po pls let me know piano mag avail ng rent to own tricycle pls pm thanks po

Sat, November 11, 2017 @ 1:44 AM

38. Cleofe angeles wrote:
Good day po pls let me know piano mag avail ng rent to own tricycle pls pm thanks po

Sat, November 11, 2017 @ 1:54 AM

39. Cleofe angeles wrote:

Sat, November 11, 2017 @ 1:56 AM

40. Thess jardio wrote:
How much po? And pano ang installment nyan?

Tue, January 30, 2018 @ 12:16 AM

41. jenelyn lorica wrote:
how much po? panu po amg avail? anu po requirements?

Sun, February 11, 2018 @ 11:21 AM

42. john enriquez wrote:
good day po ask ko lang po kung meron rent to own na tricycle sa cavite...?

Mon, February 26, 2018 @ 8:38 AM

43. Jennelyn Peligro wrote:
Pnu po mka avail ng rent to own na tricycle?naghahanap po kc ako.

Wed, March 7, 2018 @ 4:11 AM

44. Mykel wrote:
Hi! Pano process ng pagpapa rent-to-own. Balak ko sana magtayo ng business. Tanonh ko lng since ako kukuha ng motor paano ang sistema nun? Halimbawa boundary ay P120/day since sa probinsya yun. Pag ipaparent-to-own ko, ibig sabhin ba na yung driver na magbabayad monthly? Pano yung maintence at gas? Salamat.

Mon, March 26, 2018 @ 4:08 PM

45. Maricar Dagalia wrote:
Good day po, how to avail a rent to own trycicle? And the requirements po?

Fri, April 6, 2018 @ 8:32 PM

46. Chona lovejoy mendoza wrote:
How to avail?

Tue, May 15, 2018 @ 4:55 PM

47. mary rose vergara wrote:
pano po mka-avail ng hulog boundary..interested po aq...taga pasig po aq...tnx. po

Tue, May 15, 2018 @ 4:57 PM

48. wrote:
Magkno po trycycle!? Thanks.

Thu, June 7, 2018 @ 1:59 PM

49. Angelyn B. Carillo wrote:
Ask ko po kung magkano? Paano po mag avail ng tricycle..taga las pinas po ako

Wed, June 13, 2018 @ 2:03 AM

50. Francisco sidamon wrote:
Paano mag avail,magkano down payment at ang monthly, ang motor po at Barako 2

Sat, June 16, 2018 @ 5:32 AM

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