PRODUCTS AND SERVICES
LOANS are carefully designed so members can readily pay back on time. Credit discipline is encouraged and commended among members to enhance their sense of honor and dignity.
This loan is for income generating activities of all active members who are conscientious about their obligations. It can range from a minimum of five thousand (5,000) to one hundred thousand (100,000) with loan term choices.
ASHI’S members are encouraged to save for the future. They may withdraw their savings deposited with ASHI as the need arises.
TYPES OF SAVINGS
ASHI enrolls its members in an insurance program which guarantees that their family will receive compensation should any untoward event happens.
ASHI continuously conducts various training programs for its members whether it is for personal, social, spiritual and business development as they grow their businesses; they are given financial literacy and business management training to ensure that they are equipped with the necessary skills.
Care for the environment is also a concern that is developed with ASHI members.
ASHI’s main constituents, called “nanays”, are the poorest women in its service areas which are referred to as branches. Each branch operates 30-50 centers.
In recent years, the same loan access has been extended to farmers and fishermen through the ASHI Grameen Agricultural Program (AGAP).